Special Targeted Applicant Rehabilitation Program
Purpose of Program
The purpose of the Special Targeted Applicant Rehabilitation Program (STAR) is to
preserve and improve single-family properties. STAR is a program designed to bring
properties up to applicable building codes and standards or a minimum housing quality
standard.
Eligible Types of Housing
STAR funds may be used to assist in the rehabilitation of owner-occupied single-family
homes.
This program is not available in the following jurisdictions: Baltimore City, Baltimore
County, Harford County, Howard County, Prince Georges County and Montgomery County.
Eligible Applicants
Household income of owner-occupants of single-family homes generally cannot exceed
30 percent of the area or non-metro median income. Some loans may be made to benefit
families with incomes that are 55 percent or less of statewide median provided that
the household has an unfavorable credit rating that makes them ineligible for other
CDA financing.
Loan Terms
Loans have an interest rate at zero percent and are fully deferred. Generally, the
maximum loan is 100 percent of the value of the property. Loans are secured by a
mortgage.
Local Government Involvement
All loan requests will be processed directly by local governments for properties
within their jurisdiction.
For More Information, Contact:
- Single Family Housing Community Development Administration
- Maryland Department of Housing and Community Development
- 100 Community Place
- Crownsville, MD 21032-2023
- singlefamilyhousing@dhcd.state.md.us
- 410-514-7530
- Toll Free (Maryland Only): 800-638-7781 TTY: 711 or 1-800-735-2258